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Ongoing Recruitment at ARM Life Plc – armcareers.com

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Ongoing Recruitment at ARM Life Plc – armcareers.com.

ARM Life Plc, ARM Life Plc Recruitment, Ongoing Recruitment at ARM Life Plc, How to Apply for Ongoing Recruitment at ARM Life Plc. See more details below;

Ongoing Recruitment at ARM Life Plc

ARM Life Plc Recruitment 2018

 

ARM Life is the insurance subsidiary of Asset & Resource Management Company Ltd (ARM). Its parent company, ARM is one of the largest non-bank financial services firms in Nigeria with a focus on asset management. Established in 1994, ARM started operations as a traditional asset management company specialising in the management of quoted equities and fixed income securities.

We are recruiting to fill the position below:

 

1. Job Title: Sales Executive

Location: Nationwide
Job Type: Full-Time

Job Summary

  • Profiling new clients and bringing in new business to the company while sourcing for EOI, AVC and having CIS presentations in organisations

Principal Duties and Responsibilities

  • Opening and closing of new businesses.
  • Registration of new clients and/ or staff of organizations.
  • Processing of RSA form for timely generation of pins.
  • Ensuring client satisfaction by listening to the needs of the client, proffering solutions immediately were available and building a good relationship for referrals.
  • Sales of Additional Voluntary Contribution to clients alongside their RSA.
  • Give client updates on the pension industry through one of our channel(s) such as the customer interactive session.
  • To ensure that accounts opened are funded

Daily Activities and Tasks

  • Prospect for new business and make ‘cold calls’ to establish relationship were necessary
  • Schedule a list of organizations to visit for new recruits/staffs
  • Enlist clients who are dissatisfied with their PFAs’ for transfer
  • Resolve issues or challenges with pensions. e.g. Updates on mobile alert
  • Follow up on remittance and channel to the appropriate unit

Minimum Qualifications

  • A minimum of OND
  • Excellent communication and interpersonal skills
  • Excellent Negotiation skills

Required knowledge, skills and abilities:

  • Good problem solving skill.
  • Good analytical skill
  • Good knowledge of Microsoft office suite
  • Optimistic Attitude

Generic Skills:

  • Team worker, interpersonal skills, commercial focus.
  • Flair, energy and sustained capacity for hard and smart work
  • Confident and Sociable
  • Outstanding interpersonal, organizational and communication skills with very fluent English.

Supervisory Skills:

  • The charisma to lead team members in achieving set objectives.
  • Good relationship management skills

Application Deadline: 1st January, 2019 .

How To Apply

Interested and qualified candidates should: Click here to apply online


2. Job Title: Senior Accountant

Location: Lagos

Job Objective

  • Responsible for managing the organization’s financial accounting function, with responsibility for revenue, payments, banking and maintenance of general ledgers.

Duties and Responsibilities

  • Ensure that payments are made to and/or on behalf of clients, suppliers and other third parties on a timely basis and in accordance with the applicable Service Level Agreement.
  • Transaction Processing: Ensure that all transactions for the company and on behalf of clients are properly processed and captured in the appropriate accounting codes
  • Review all general ledger accounts detailing assets, liabilities, and capital. Review all reconciliations of general ledger accounts to applicable sub ledgers, and all inter-company accounts reconciliations.
  • Review monthly bank account reconciliations for the applicable accounts and ensure that all reconciling items are promptly cleared
  • Supervise and coordinate all banking activities including prompt banking of all cheques and ensuring that the appropriate cash (local & foreign) is available to meet the company’s needs; Coordinate the opening of bank accounts as required.
  • Preparation of payroll for staff in accordance with specified timelines and ensuring that staff receive the credit in their accounts. Remit all statutory payroll deductions (PAYE and pensions) to the appropriate authorities within the stipulated timeframe
  • Ensure the correct treatment of withholding tax and VAT in the accounts and also ensure the prompt remittance to the appropriate authorities to avoid any penalties. Ensure corporate income tax compliance. Dealing with all matters relating to tax queries and audits
  • Ensure that the company is adequately protected by having in place the necessary insurance policies; coordinating the insurance renewal process and ensuring that the appropriate payments are made
  • Provides a suitable framework for effective budget monitoring and reporting i.e. variance between actual and projected performance (income and expenditure).
  • Provides a suitable framework for effective budget reporting.
  • Provides a suitable framework and format for effective reporting of the performance of the different portfolios, including mutual funds.
  • Implements the approved procedure for management and reporting of journal entries for the different managed portfolios of the organization.
  • Implements the approved procedure for management and reporting of journal entries for the different managed portfolios of the organization.
  • Responsible for partnering with the investment department in the investment of company funds.
  • Constant review of the expense, revenue and other components of the annual budget to determine the accurate financial position of the organization at all times and for recommending suitable actions.
  • Constant reviews of the fixed-assets register to ensure that entries are accurate and up-to-date.

Requirements

  • Minimum of 8 years of work experience
  • Must be chartered (ICAN , ACCA)
  • Bachelor Degree from an accredited university
  • Advanced degree in Finance or Business Management (e.g. MBA, M.Sc Finance e.t.c)
  • Professional certification in finance and/or accounting from a recognized professional body (e.g. GARP, CFA, CGMA, ACCA, ICAN e.t.c)

Key Competencies
Behavioral:

  • Achievement (Level 2/4)
  • Analytical Thinking (Level 3/4)
  • Customer Service Orientation (Level 2/4)
  • Entrepreneurship (Level 3/4)
  • Flexibility (Level 3/4)
  • Holding People Accountable (Level 3/4)
  • Intercultural Competence (Level 3/4)
  • Leading and Developing Others (Level 2/4)
  • Professional Confidence (Level 3/4)
  • Relationship Building for Influence (Level 2/4)
  • Self-Awareness (Level 2/4)
  • Team Working (Level 3/4)
  • Working Strategically (Level 3/4)
  • Communicating Effectively (Level 3/4)

Technical:

  • Professional Accounting Standards – FTM001 (Level 2/4)
  • Transactional Accounting and Closing Processes (Level 2/4)
  • Financial Reporting and Compliance (Level 2/4)
  • Cost Accounting (Level 2/4)
  • Cost Management (Level 2/4)
  • Budgeting, Planning and Forecasting (Level 2/4)
  • Financial Analysis (Level 1/4)
  • Variance Analysis (Level 3/4)

Application Deadline: Not Specified.

How to Apply
Interested and qualified candidates should: Click here to apply online


3. Job Title: Compliance Officer

Location: Lagos

Job Objective

  • Responsible for providing support to the Head, Compliance in ensuring compliance with the company’s operational guidelines for both internal and external operations.

Duties and Responsibilities

  • Regulatory Liaison: Responding to correspondences and inquiries from regulatory authorities, and government agencies, as well as proactively liaising with them to resolve all Compliance-related issues.
  • Rendition of Returns: Rendition of quarterly returns to SEC and provision of information for half yearly returns to client companies.
  • Compliance Monitoring: Support the implementation, continuous improvement and monitoring of AML (Anti-Money Laundering) and CFT (Counter-Terrorism Financing) programmes across the organizations.
  • Threat Assessment: Identify potential areas of compliance vulnerability and risk, as well as drive development and implementation of corrective action plans for the resolution of problematic issues.
  • Exception Management: Provide support to the team by following up with relevant parties in resolving exceptions raised in Regulators’ audits.
  • Stakeholder Management: Proactively seek to build mutually beneficial, and trusting relationships with both internal stakeholders (subsidiaries and shared service functions), and external stakeholders (i.e. regulators), with the aim of delivering operational impact.
  • Recommended Key Performance Indicators (KPIs)
  • As defined by Supervisor.

Requirements

  • B.Sc Degree from an accredited university (preferably in Finance or Law)
  • Minimum of 6 years of work experience (with a minimum of 4 in Compliance role).

Key Competencies
Behavioral:

  • Achievement (BHR001 – Level 2/4)
  • Analytical Thinking (BHR002 – Level 2/4)
  • Customer Service Orientation (BHR003 – Level 2/4)
  • Entrepreneurship (BHR004 – Level 2/4)
  • Flexibility (BHR005 – Level 1/4)
  • Holding People Accountable (BHR006 – Level 2/4)
  • Intercultural Competence (BHR007 – Level 2/4)
  • Leading and Developing Others (BHR008 – Level 1/4)
  • Professional Confidence (BHR009 – Level 1/4)
  • Relationship Building for Influence (BHR010 – Level 2/4)
  • Self-Awareness (BHR011 – Level 2/4)
  • Team Working (BHR012 – Level 2/4)
  • Working Strategically (BHR013 – Level 2/4)
  • Communicating Effectively (BHR014 – Level 2/4)

Technical:

  • Strategy (GMT006 – Level 1/4)
  • Market and Regulatory Environment (SSP006 – Level 2/4)
  • Business Acumen (SSP008 – Level 2/4)

Application Deadline: Not Specified.

How to Apply
Interested and qualified candidates should: Click here to apply online


4. Job Title: Head, Risk Management

Location: Lagos

Job Objectives

  • Responsible for providing strategic support to the organization’s achievement of its corporate objectives, through the enablement of efficient and effective governance of significant risks and related opportunities, across the organization.

Duties and Responsibilities

  • Risk Monitoring: Undertake the development, deployment, and analysis of Risk Control Self-Assessment Questions, Key Risk Indicators (KRIs), and other strategic risk parameters (i.e. losses and incidents, key risk exposures and early warning indicators).
  • Risk Assessment: Support the development of analytical systems, data management capabilities, & processes, and undertake risk assessments of the organization’s products, procedures, Service Level Agreements etc.
  • Risk Identification and Mitigation: Lead the proactive identification and analysis of emergent risks to the organization, design appropriate mitigations, and implement accordingly.
  • Manage Risk Management Policies and Processes: Lead the development and continuous improvement of the organization’s operational and financial risk management processes, and policies, in line with identified best practices, and organizational fit, in order to mitigate the impact of risk events on the organization.
  • Risk-Based Capital Allocation: Apply appropriate methodology(s) to determine the allocation of economic capital to business activities based on risk, with the aim of optimizing the group’s risk portfolio through business activities & risk-transfer strategies.
  • Process Mapping: Lead the mapping of functional processes across the organization, for the purposes of documenting controls in existing products and processes.
  • After Action Reviews: Disseminate learning points from loss and loss events to all employees.
  • Support Team’s Development: Provide advice, guidance, and assistance to less experienced colleagues as required.

Requirements

  • Bachelor’s Degree from an accredited university
  • Professional certification in finance and/or risk management from a recognized professional body (e.g. CFA, CGMA, ACCA, ICAN e.t.c)
  • Minimum of 9 years of work experience.

Key Competencies
Behavioral:

  • Achievement (Level 2/4)
  • Analytical Thinking (Level 3/4)
  • Customer Service Orientation (Level 3/4)
  • Entrepreneurship (Level 2/4)
  • Flexibility (Level 3/4)
  • Holding People Accountable (Level 3/4)
  • Intercultural Competence (Level 2/4)
  • Leading and Developing Others (Level 3/4)
  • Professional Confidence (Level 3/4)
  • Relationship Building for Influence (Level 2/4)
  • Self-Awareness (Level 3/4)
  • Team Working (Level 3/4)
  • Working Strategically (Level 3/4)
  • Communicating Effectively (Level 3/4)

Technical:

  • Risk Management Policies and Procedures (RAC001 – Level 3/4)
  • Risk Identification and Assessment (RAC002 – Level 3/4)
  • Risk Response and Reporting (RAC003 – Level 3/4)
  • Process Management (RAC008 – Level 3/4)
  • Financial Analysis (FTM007 – Level 3/4)
  • Market and Regulatory Environment (GMT007 – Level 2/4).

Application Deadline: Not Specified.

How to Apply
Interested and qualified candidates should: Click here to apply online


5. Job Title: Head, Research

Location: Lagos, Nigeria

Job Objective (s)

  • The Position Holder is responsible for providing oversight over the research / analysis of securities data target industries, markets, and capital markets, with the aim of providing own audience with a robust evidence-base in making investment decisions.

Duties and Responsibilities

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  • Research: Oversees the collection of market data & trend-spotting on various classes of security instruments, and their transformation into actionable information through fundamental, technical, and quantitative analysis, presented in periodic research notes with the aim of supporting investment decision-making by both internal teams (i.e. client relations, & proprietary trading desks), and the company’s clientele (retail and institutional). The Position Holder is also responsible for providing analytical support in the production, and maintenance of marketing collaterals for the securities business.
  • Portfolio Optimization: Lead detailed, and extensive analysis of investment portfolios to both internal teams, and the company’s clientele with the aim of driving their effective decision-making in deriving maximum return, and minimizing costs like financial costs within the context of constraints such as regulations, taxes, and transaction costs.
  • Support Business Development Activities: Develop customized marketing documents, and research for the purpose of sales pitches to prospective institutional clients. The Position Holder is also expected to actively participate in the firm’s sales roadshows to both local, and foreign institutional clients, as well as in presentations to clients.
  • Strategic Initiatives: Responsible for driving the implementation of strategic initiatives that sustain / improve the organization’s competitive advantage within its operating environment.
  • Product Development: Contribute to the creation, or modification the company’s product offerings with the objective of providing new or additional benefits to customers, as well as enhancing the company’s competitiveness and market dominance.
  • Supports Team’s Development: Provides advice, guidance, and assistance to less experienced colleagues as required.
  • Key Performance Indicators (KPIs) as prescribed by the Managing Director, ARM Securities

Requirements

  • Minimum of 6 years of cognate experience in similar role.
  • Bachelor’s degree from accredited university.
  • MBA or other advanced degree in finance.
  • Relevant professional qualifications in finance, and investment management (e.g. CIS, CFA, ACCA).

Key Competencies
Behavioral:

  • Achievement (BHR – Level 3/4)
  • Analytical Thinking ( BHR – Level 3/4)
  • Customer Service Orientation (Level 3/4)
  • Entrepreneurship ( BHR – Level 3/4)
  • Flexibility ( BHR – Level 3/4)
  • Holding People Accountable ( BHR – Level 3/4)
  • Intercultural Competence ( BHR – Level 3/4)
  • Leading and Developing Others ( BHR – Level 3/4)
  • Professional Confidence ( BHR – Level 3/4)
  • Relationship Building for Influence ( BHR – Level 3/4)
  • Self-Awareness ( BHR – Level 3/4)
  • Team Working ( BHR – Level 3/4)
  • Working Strategically ( BHR – Level 3/4)
  • Communicating Effectively (Level 3/4)

Technical:

  • Customer Industry Knowledge (CSV002 – Level 3/4)
  • Capital Expenditure and Investment Evaluation (IMG001 – Level 3/4)
  • Mergers and Acquisition (IMG002 – Level 2/4)
  • Business Valuation (IMG003 – Level 4/4)
  • Corporate Funding (IMG004 – Level 2/4)
  • Research (IMG005 – Level 4/4)
  • Research (IMG005 – Level 4/4)
  • Securities and Derivatives Trading (BDV006 – Level 3/4)
  • Strategy (SSP001 – Level 3/4)
  • Benchmarking (SSP002 – Level 3/4)
  • Macroeconomic Analysis (SSP005 – Level 4/4)
  • Market and Regulatory Environment (SSP006 – Level 4/4)
  • Business Acumen (SSP007 – Level 3/4

Reporting Relationships:

  • Functionally reports to: Managing Director, ARM Securities
  • Administratively reports to: Managing Director, ARM Securities
  • Supervises: Research Analyst.

Application Deadline: Not Specified.

How to Apply
Interested and qualified candidates should: Click here to apply online


6. Job Title: Admin Officer

Location: Lagos

Duties and Responsibilities

  • Ensure efficient collection and distribution of mails from the post office
  • Efficiently coordinate all outgoing mails to head office and the various branches
  • Review admin accounts to monitor and control extra-budgetary expenditure
  • Ensure regular service and maintenance of the branch’s fleet of cars
  • Attend to all official requests from members of staff
  • Ensure conducive work environment for all staff
  • Ensure provision of furniture and sitting arrangement for new and all members of staff in the branch
  • Supervision of drivers, security personnel, cleaners, gardener, janitor and all support staff
  • Liaising with services providers like PHCN, Nitel, Water Corporation, suppliers and contractors to ensure uninterrupted provision of services
  • Ensure prompt collection and payment of all bills
  • Buying flight tickets, booking hotels, requesting for travel allowance and organizing local transportation for members of staff on official trips
  • Ensure prompt and regular service and maintenance of the generator
  • Ensure prompt delivery of diesel for the generator
  • Ensure prompt delivery of daily newspapers and journals
  • Supervision security men, cleaners, janitor and all support staff
  • Oversee adequate and timely maintenance of branch’s assets and equipments
  • Review admin accounts to monitor and control extra-budgetary expenditure
  • Stock and general office administration
  • Manage the branch’s fleet of vehicles and ensure efficient allocation of vehicles
  • Provide efficient management of archives to enhance accuracy and adequacy of record keeping
  • Monitor standard of service provided by various admin service contractors to ensure good quality and conformity with terms of agreement

Recommended Key Performance Indicators (KPIs)

  • As defined by supervisor.

Key Competencies
Behavioral:

  • Achievement – BHR001 (Level 2/4)
  • Analytical Thinking – BHR002 (Level 1/4)
  • Customer Service Orientation – BHR003 (Level 1/4)
  • Entrepreneurship – BHR004 (Level 1/4)
  • Flexibility – BHR005 (Level 2/4)
  • Holding People Accountable – BHR006 (Level 1/4)
  • Intercultural Competence – BHR007 (Level 1/4)
  • Leading and Developing Others – BHR008 (Level 1/4)
  • Professional Confidence – BHR009 (Level 1/4)
  • Relationship Building for Influence – BHR010 (Level 1/4)
  • Self-Awareness – BHR011 (Level 1/4)
  • Team Working – BHR012 (Level 1/4)
  • Working Strategically – BHR013 (Level 1/4)
  • Communicating Effectively – BHR014 (Level 1/4)

Technical:

  • General Administration -ST002 (Level 3/4)
  • Inventory Management – GST003 (Level 2/4)
  • Vendor Management – GST005 (Level 2/4)
  • Logistics Management – GST006 (Level 2/4)

Requirements

  • Ordinary National Diploma
  • Minimum of one year of prior work experience required.

Application Deadline: Not Specified.

How to Apply 
Interested and qualified candidates should: Click here to apply online


7. Job Title: Applications Developer

Location: Lagos

Job Summary

  • The Officer shall be responsible for developing innovative technology solutions to support the Stockbroking business. This shall include managing existing applications and providing excellent technical support on all platforms.

Principal Duties and Responsibilities

  • Develop and implement new software programs
  • Maintain and improve the performance of existing software
  • Clearly and regularly communicate with Management and technical support colleagues
  • Design and update software database
  • Test and maintain software products to ensure efficient functionality and optimization
  • Recommend improvements to existing software programs as necessary
  • Daily Monitoring of the ARMStocktrade Application
  • Resolve all issues related to the ARM Stocktrade portal and Zanibal, as they occur
  • Ensure Stability and efficiency of the ARMStocktrade portal
  • Work on Enhancements and modifications as may be required for ARM Stocktrade
  • Work closely with the IT and Zanibal Team on matters relating to ARMStocktrade
  • Develop and monitor efficiency of other technology platform for the business

Requirements
Minimum Qualifications:

  • First degree in Information Technology or related discipline.
  • Capital market or Financial services experience
  • A professional qualification and certification.
  • Three (3) years experience in programming

Competency and Skills Requirements
Technical Skills:

  • Bachelor’s Degree in Computer Science or related field required
  • 3+ years’ experience in web, software development and innovative applications
  • Demonstrated knowledge of web technologies, such as HTML 5, CSS 3 and Javascript
  • Experience with .NET (C#), Java and PHP programming languages
  • Ability to work independently and multi-task effectively
  • Experience in an Agile delivery environment, Cloud infrastructure environment and Postgres database
  • Experience with integrating multiple payment gateways such as Webpay, PayDirect.
  • Flexible and willing to accept a change in priorities as necessary
  • Strong attention to detail

Others:

  • Ability to work well under pressure
  • Very good interpersonal skills
  • Excellent verbal and written communication skills
  • Result-oriented
  • Service orientation
  • Customer focus
  • Good telephone manners.

Application Deadline: Not Specified.

How to Apply
Interested and qualified candidates should: Click here to apply online


8. Job Title: Business Development Officer

Location: Lagos, Nigeria

Job Objective(s)

  • The Position Holder is responsible for acquiring and maintaining high-value business relationships across focus market segments of institutional, High Net-worth Individuals (HNIs), and mass-affluent segments through the provision of superior investment advice to clientele, optimal structuring of their portfolio to meet both their short to long-term objectives, with the aim of driving FUM growth, achieving set business targets, and overall client satisfaction.
  • Strategic Initiatives: Responsible for supporting the implementation of strategic initiatives that sustain / improve the organization’s competitive advantage within its operating environment.
  • Key Performance Indicators (KPIs) as prescribed by Supervisor

Duties and Responsibilities

  • Business Development: Development of business prospects across the company’s entire spectrum of the company’s target segments, by undertaking the initiation and development of business proposals and aggressive sales pitching for business solicitation from existing and prospective customers.
  • Strategic Account Acquisition: Aggressive identification, prioritizing, and management of corporate relationships with strategic partners that have sufficient reach to provide business development results for the business
  • Sales Reporting: Prepare periodic and adhoc reports showing trends, and current state of managed portfolio of funds under management, sales projections, as well as key lessons learnt.
  • Monitoring of Macro-economic Trends: Continuously monitor developments in the macro-economic environment in general and in the financial service sector in particular with a view to taking advantage of the emerging opportunities and minimize the potential threats to our business e.g. changes in clients’ needs and values, competitor activities, regulatory changes, tax laws etc.

Requirements

  • Bachelor’s Degree from an accredited university.
  • Minimum of 4 years of work experience in similar role.

Key Competencies
Behavioral:

  • Achievement (BHR001 – Level 2/4)
  • Analytical Thinking (BHR002 – Level 2/4)
  • Customer Service Orientation (BHR003 – Level 2/4)
  • Entrepreneurship (BHR004 – Level 2/4)
  • Flexibility (BHR005 – Level 2/4)
  • Holding People Accountable (BHR006 – Level 2/4)
  • Intercultural Competence (BHR007 – Level 2/4)
  • Leading and Developing Others (BHR008 – Level 2/4)
  • Professional Confidence (BHR009 – Level 2/4)
  • Relationship Building for Influence (BHR010 – Level 2/4)
  • Self-Awareness (BHR011 – Level 2/4)
  • Team Working (BHR012 – Level 2/4)
  • Working Strategically (BHR013 – Level 2/4)
  • Communicating Effectively (BHR014 – Level 2/4)

Technical:

  • Strategy (SSP001 – Level 2/4)
  • Competitive Analysis (SSP003 – Level 2/4)
  • Market and Regulatory Environment (SSP006 – Level 2/4)
  • Business Acumen (SSP008 – Level 2/4)
  • Product Knowledge (BDV001 – Level 2/4)
  • Key Account Management (BDV002 – Level 2/4)
  • Lead Generation (BDV003 – Level 2/4).

Application Deadline: Not Specified.

How to Apply
Interested and qualified candidates should: Click here to apply online


9. Job Title: Application Developer (Temporary)

Location: Nigeria
Job Type: Part-Time

Job Summary

  • The Application Developer will ensure successful implementation of designated application projects.
  • He will provide broad functional and technical expertise within multiple business areas, in the analysis, design, development and implementation of business processes and applications.
  • He will develop, integrate, configure and support the business applications upon which the business relies, within agreed standards.
  • He will lead e-channels initiatives and implementation.

Principal Duties and Responsibilities

  • Lead the end-to-end delivery of new and updated solutions to deliver on IT and ARMP’s strategy, in line with governance frameworks and overall architecture as assigned.
  • Proactively align with the business relationship managers in understanding business needs and strategizing optimal ways to meet needs identified.
  • Understand and manage resource requirements to meet solution delivery needs and operational core application support
  • Prepare new solutions and updates for transition to operations
  • Coordinate and monitor application support based on prioritization and escalation requirements
  • Drive discipline through project management, business change management, reporting and risk management frameworks
  • Drive testing and process re-design elements of E-business solutions delivery to ensure robust and consistent delivery across ARMP.
  • Promote discipline across the project portfolio by ensuring adoption of project management, business change management, reporting and risk management frameworks and tools
  • Maintain productive relationships with key suppliers/vendors to ensure adherence to SLAs and the sustainability of services in the long term.

Education Qualification

  • Minimum – B.Sc

Application Deadline: 9th December, 2018.

How to Apply
Interested and qualified candidates should: Click here to apply online

We cherish your opinion and we look forward to it. Hence, if you need us to feed you with more updated information at the right time about ARM Life Plc Recruitment 2018, kindly provide us your phone number and email Address in the comment box below.

What’s your take on this? We believe this article was helpful, if yes, don’t hesitate to share this information with your friends on Facebook, Twitter, Whatsapp and Google plus.

NG Team.

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